Fact is we were in worse shape in 1981 when Reagan took over than we were in 2009 for Obama. Reagan lowered tax rates and reduced regulation. Reagan also encouraged the Federal Reserve to tighten the money supply. Obama increased spending by 800 billion dollars in "stimulus." Obama increased tax rates on "the rich." Obama increased regulation by hundreds of thousands of pages. The Obama era Federal Reserve has been through God knows how many quantitative easings. In short Obama did the exact opposite of Reagan in every way possible. Reagan boosted the economy from disaster and took unemployment from 7.6 percent to 5.5 percent. Obama kept the economy in the doldrums and took unemployment from 7.8 to 7.5 percent, with a detour in the middle to 10 percent. As far as the banks "ripping off kids," I thought Obama nationalized the student loan program, and that liberal professors failed to teach anything valuable for graduates in the marketplace. The housing bubble was caused by government requirements to make loans by race instead of by credit ratings. So instead of disparate impact due to making solid loans, we had disparate impact in defaults and bankruptcies by loaning money to people who couldn't pay it back. In general, the liberal solution to any problem is more government, especially if the government caused the problem in the first place. In effect, more cow bell.